.page-disclaimer {
  --pd-line: rgba(245, 242, 234, 0.14);
  --pd-line-strong: rgba(245, 242, 234, 0.28);
  --pd-text: rgba(245, 242, 234, 0.84);
  --pd-text-soft: rgba(245, 242, 234, 0.7);
  background: var(--cs-navy);
  color: var(--cs-ivory);
  font-family: var(--cs-font-body);
  overflow-x: clip;
}

.page-disclaimer .cs-section {
  padding-block: clamp(38px, 6vw, 74px);
}

/* ---------- Hero ---------- */

.page-disclaimer .pd-hero {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  padding: calc(104px + clamp(26px, 5vw, 54px)) 0 clamp(34px, 5vw, 62px);
  border-bottom: 1px solid var(--pd-line);
  background: var(--cs-navy);
}

.page-disclaimer .pd-hero__media {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.page-disclaimer .pd-hero__media img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.3;
}

.page-disclaimer .pd-hero__media::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(180deg, rgba(11, 30, 58, 0.58) 0%, rgba(11, 30, 58, 0.88) 58%, var(--cs-navy) 100%),
    repeating-linear-gradient(90deg, rgba(245, 242, 234, 0.05) 0 1px, transparent 1px 72px);
}

.page-disclaimer .pd-hero__inner {
  position: relative;
  z-index: 1;
}

.page-disclaimer .pd-hero__kicker {
  margin: 24px 0 0;
  font-family: var(--cs-font-data);
  font-size: 11.5px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--cs-gold);
}

.page-disclaimer .pd-hero__title {
  margin: 14px 0 0;
  max-width: 22ch;
  font-family: var(--cs-font-display);
  font-size: clamp(29px, 6.4vw, 60px);
  line-height: 1.08;
  letter-spacing: -0.01em;
  color: var(--cs-ivory);
}

.page-disclaimer .pd-hero__lede {
  margin: 20px 0 0;
  max-width: 62ch;
  padding-left: 18px;
  border-left: 2px solid var(--cs-gold);
  font-size: clamp(14.5px, 1.6vw, 17px);
  line-height: 1.82;
  color: var(--pd-text);
}

/* ---------- Breadcrumb ---------- */

.page-disclaimer .cs-breadcrumb ol {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .cs-breadcrumb li {
  display: flex;
  align-items: center;
  gap: 8px;
  font-family: var(--cs-font-data);
  font-size: 11.5px;
  letter-spacing: 0.08em;
  color: var(--cs-steel);
}

.page-disclaimer .cs-breadcrumb li + li::before {
  content: "/";
  color: var(--pd-line-strong);
}

.page-disclaimer .cs-breadcrumb li[aria-current="page"] {
  color: var(--cs-ivory);
}

.page-disclaimer .cs-breadcrumb a {
  color: var(--cs-steel);
  text-decoration: none;
  transition: color var(--cs-t);
}

.page-disclaimer .cs-breadcrumb a:hover,
.page-disclaimer .cs-breadcrumb a:focus-visible {
  color: var(--cs-gold-hi);
}

/* ---------- Index rail ---------- */

.page-disclaimer .pd-index {
  background: var(--cs-navy-2);
  border-bottom: 1px solid var(--pd-line);
}

.page-disclaimer .pd-index__list {
  display: flex;
  align-items: stretch;
  margin: 0;
  padding: 0;
  list-style: none;
  overflow-x: auto;
  scrollbar-width: none;
}

.page-disclaimer .pd-index__list::-webkit-scrollbar {
  display: none;
}

.page-disclaimer .pd-index__list li {
  flex: 0 0 auto;
}

.page-disclaimer .pd-index__list a {
  display: block;
  padding: 14px 16px;
  border-right: 1px solid var(--pd-line);
  font-family: var(--cs-font-data);
  font-size: 12px;
  letter-spacing: 0.08em;
  color: var(--cs-steel);
  text-decoration: none;
  white-space: nowrap;
  transition: color var(--cs-t), background var(--cs-t);
}

.page-disclaimer .pd-index__list a:hover,
.page-disclaimer .pd-index__list a:focus-visible {
  color: var(--cs-gold-hi);
  background: rgba(212, 175, 55, 0.07);
}

/* ---------- Clause list ---------- */

.page-disclaimer .pd-clauses {
  margin: 0;
  padding: 0;
  list-style: none;
  border-top: 1px solid var(--pd-line);
}

.page-disclaimer .pd-clause {
  display: grid;
  grid-template-columns: 1fr;
  gap: 6px;
  padding: 18px 0;
  border-bottom: 1px solid var(--pd-line);
  scroll-margin-top: 96px;
  transition: background var(--cs-t), box-shadow var(--cs-t);
}

.page-disclaimer .pd-clause__num {
  font-family: var(--cs-font-data);
  font-size: 13px;
  letter-spacing: 0.14em;
  font-variant-numeric: tabular-nums;
  color: var(--cs-gold);
}

.page-disclaimer .pd-clause__text {
  margin: 0;
  font-size: 15.5px;
  line-height: 1.78;
  color: var(--pd-text);
}

.page-disclaimer .pd-clause:target {
  background: rgba(212, 175, 55, 0.07);
  box-shadow: inset 3px 0 0 var(--cs-gold);
}

/* ---------- Credit format band ---------- */

.page-disclaimer .pd-band {
  margin-top: 30px;
  padding: clamp(20px, 3.4vw, 34px);
  border: 1px solid rgba(212, 175, 55, 0.42);
  border-left: 3px solid var(--cs-gold);
  background: var(--cs-navy-2);
}

.page-disclaimer .pd-band__kicker {
  margin: 0;
  font-family: var(--cs-font-data);
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--cs-gold-hi);
}

.page-disclaimer .pd-band__title {
  margin: 10px 0 0;
  font-family: var(--cs-font-editorial);
  font-weight: 700;
  font-size: clamp(18px, 2.6vw, 26px);
  line-height: 1.36;
  color: var(--cs-ivory);
}

.page-disclaimer .pd-band__code {
  margin: 18px 0 0;
  padding: 16px 18px;
  border: 1px solid var(--pd-line);
  background: rgba(10, 12, 16, 0.55);
  font-family: var(--cs-font-data);
  font-size: 12.5px;
  line-height: 2;
  letter-spacing: 0.01em;
  color: rgba(245, 242, 234, 0.9);
  white-space: pre-line;
  word-break: break-word;
  overflow-x: auto;
}

/* ---------- Allow / avoid compare ---------- */

.page-disclaimer .pd-compare {
  display: grid;
  gap: 16px;
  margin-top: 26px;
}

.page-disclaimer .pd-compare__col {
  padding: 22px 20px;
  border: 1px solid var(--pd-line);
  border-top-width: 3px;
  background: var(--cs-navy-2);
}

.page-disclaimer .pd-compare__col--allow {
  border-top-color: var(--cs-green-hi);
}

.page-disclaimer .pd-compare__col--deny {
  border-top-color: var(--cs-alert);
}

.page-disclaimer .pd-compare__title {
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 16px;
  font-family: var(--cs-font-body);
  font-weight: 700;
  font-size: 15px;
  letter-spacing: 0.06em;
  color: var(--cs-ivory);
}

.page-disclaimer .pd-compare__mark {
  padding: 3px 8px;
  border: 1px solid currentColor;
  font-family: var(--cs-font-data);
  font-size: 11px;
  font-weight: 400;
  letter-spacing: 0.14em;
}

.page-disclaimer .pd-compare__col--allow .pd-compare__mark {
  color: var(--cs-green-hi);
}

.page-disclaimer .pd-compare__col--deny .pd-compare__mark {
  color: var(--cs-alert);
}

.page-disclaimer .pd-compare__list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .pd-compare__list li {
  position: relative;
  margin-bottom: 12px;
  padding-left: 20px;
  font-size: 15px;
  line-height: 1.75;
  color: var(--pd-text);
}

.page-disclaimer .pd-compare__list li:last-child {
  margin-bottom: 0;
}

.page-disclaimer .pd-compare__col--allow .pd-compare__list li::before,
.page-disclaimer .pd-compare__col--deny .pd-compare__list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 11px;
  width: 10px;
  height: 1px;
}

.page-disclaimer .pd-compare__col--allow .pd-compare__list li::before {
  background: var(--cs-green-hi);
}

.page-disclaimer .pd-compare__col--deny .pd-compare__list li::before {
  background: var(--cs-alert);
}

/* ---------- Closing contact block ---------- */

.page-disclaimer #reach {
  background: var(--cs-navy-2);
  border-top: 1px solid var(--pd-line);
  border-bottom: 1px solid var(--pd-line);
}

.page-disclaimer .pd-outro {
  display: grid;
  gap: 28px;
}

.page-disclaimer .pd-outro__title {
  margin: 14px 0 0;
  font-family: var(--cs-font-editorial);
  font-weight: 700;
  font-size: clamp(20px, 3.2vw, 30px);
  line-height: 1.36;
  color: var(--cs-ivory);
}

.page-disclaimer .pd-outro__text {
  margin: 16px 0 0;
  font-size: 15.5px;
  line-height: 1.82;
  color: var(--pd-text);
}

.page-disclaimer .pd-outro__text a {
  color: var(--cs-gold-hi);
  text-decoration: none;
  border-bottom: 1px solid rgba(232, 206, 122, 0.45);
}

.page-disclaimer .pd-outro__text a:hover,
.page-disclaimer .pd-outro__text a:focus-visible {
  border-bottom-color: var(--cs-gold-hi);
}

.page-disclaimer .pd-outro__list {
  margin: 0;
  padding: 0;
  list-style: none;
  border-top: 1px solid var(--pd-line);
}

.page-disclaimer .pd-outro__list li {
  display: grid;
  gap: 4px;
  padding: 14px 0;
  border-bottom: 1px solid var(--pd-line);
}

.page-disclaimer .pd-outro__label {
  font-family: var(--cs-font-data);
  font-size: 11px;
  letter-spacing: 0.16em;
  color: var(--cs-steel);
}

.page-disclaimer .pd-outro__value {
  font-size: 15px;
  line-height: 1.6;
  color: var(--cs-ivory);
  word-break: break-word;
}

.page-disclaimer .pd-outro__note {
  margin: 16px 0 0;
  font-size: 13px;
  line-height: 1.7;
  color: var(--cs-steel);
}

.page-disclaimer .pd-outro__note a {
  color: var(--cs-gold-hi);
  text-decoration: none;
  border-bottom: 1px solid rgba(232, 206, 122, 0.4);
}

.page-disclaimer .pd-outro__note a:hover,
.page-disclaimer .pd-outro__note a:focus-visible {
  border-bottom-color: var(--cs-gold-hi);
}

/* ---------- Ruler divider ---------- */

.page-disclaimer .pd-ruler {
  height: 16px;
  border-bottom: 1px solid var(--pd-line-strong);
  background-image: linear-gradient(to right, var(--pd-line-strong) 1px, transparent 1px);
  background-size: 24px 8px;
  background-repeat: repeat-x;
  background-position: bottom left;
  opacity: 0.75;
}

/* ---------- Wider screens ---------- */

@media (min-width: 768px) {
  .page-disclaimer .pd-clause {
    grid-template-columns: 92px minmax(0, 1fr);
    gap: 28px;
    padding: 20px 2px;
  }

  .page-disclaimer .pd-hero__lede {
    margin-top: 24px;
  }
}

@media (min-width: 900px) {
  .page-disclaimer .pd-outro {
    grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr);
    gap: 52px;
    align-items: start;
  }
}

@media (min-width: 960px) {
  .page-disclaimer .pd-compare {
    grid-template-columns: 1fr 1fr;
    gap: 24px;
  }

  .page-disclaimer .pd-band__code {
    font-size: 13px;
  }
}

@media (min-width: 1200px) {
  .page-disclaimer .pd-clause {
    grid-template-columns: 108px minmax(0, 1fr);
    gap: 40px;
  }
}